Los Angeles			Irvine
Braly, Laurie Bradford, Tyler Collins, Pete Cota, Chris Giglio, Vincent Gonzales, André Hain, Bill	Herrouin, Jean Marc Leviton, Curtis Lopez, Sophia Mercado, Joe Oldham, Keith Tirone, Loren Vineyard, Maggie		Bratt, Andy Cieszko, Greg Fisher, John Meis, Dave Nam, Sam

Los Angeles Loan Consultants

Laurie Braly, Residential Loan Consultant 310-706-4459 ext. 238 laurie@ventwest.com Laurie has enjoyed a successful 12-year career in the real estate financing industry, assisting buyers and veteran homeowners in realizing their homeownership goals. Her extensive knowledge of loan origination, lenders and the myriad of program options enables her to provide superior service to her clients and maintain their confidence throughout the mortgage process. Laurie serves as a source of education for first-time homebuyers and she is dedicated to maintaining all customer relationships by keeping her clients abreast of industry trends that may impact their mortgage objectives. Laurie is married, has 3 children and currently resides in Rolling Hills Estates.

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Tyler Bradford, Loan Sales Associate 310-706-4458 Fax 310-848-6008 tbradford@ventwest.com Tyler joined Venture West Funding as an associate of Matt Douglas, one of the company’s principals and top producers, and Jean-Marc Herrouin, another top producer. He specializes in the analysis of commercial and apartment financing. He has learned how to originate, analyze, underwrite and close deals from two of the best in the business. His personable nature, knowledge of commercial loan programs, and experience in underwriting, give him a vast edge over competitors. He understands the importance of communicating with lenders almost daily and working hard for his clients. Tyler majored in Finance at Loyola Marymount University.

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Pete Collins, Commercial Loan Consultant 310-706-4450 ext. 234 petec@ventwest.com Pete has enjoyed a successful 25-year career in the real estate industry; first as a real estate broker, and currently as a mortgage originator. His in-depth knowledge and experience in both lending arenas makes him a true asset to his customers. In his relentless drive to serve each of his customers, Pete consistently achieves his main goal: generating customer satisfaction and long-term relationships.

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Chris Cota, Loan Consultant 310-706-4450 ext.263 ccota@ventwest.com

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Vincent N. Giglio III, Loan Sales Associate 310-706-4450 ext. 248 fax: 310-848-6024 vgiglio@ventwest.com Vinny was born and raised in El Segundo, CA.  Prior to joining the Venture West team he was an airline pilot for Northwest Airlines, and has also served in the United States Army as an Infantryman.  He graduated Magnum Cum Laude with his Bachelor of Science in Aeronautics from Embry-Riddle Aeronautical University.  He has also grown up in the mortgage business through his father, who owned his own mortgage company.  Vinny’s diverse background has made him a very well-rounded individual.  He has a very strong work ethic and goes the extra mile to take care of his clients.  His high integrity and willingness to work hard for each client makes him a valuable asset to his team.

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André Gonzales, Commercial Finance Advisor/Analyst 310-706-4450 ext. 271 fax: 310-848-6013 agonzales@ventwest.com Andre Gonzales joined Venture West Funding in 2005 as an associate of Brian Horner, a Principal and Founding Partner of Venture West Funding. Prior to joining Venture West Funding, Andre served as a Commercial Real Estate Asset Manager with a publicly traded national portfolio lender. In this capacity, he directly managed the commercial real estate lending activities for a $250 million loan portfolio consisting of Bridge and Permanent financing. Loans under his management ranged in size from $1 million to $65 million and included various asset classes, such as Multifamily, Office, Industrial, Condominium, Retail, Hospitality, Self-Storage, and Special Purpose. Since joining the commercial real estate finance industry, Andre has been involved in over $600 million in commercial loan transactions. Andre earned his degree in Finance and is a licensed California real estate broker.

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William Hain, Loan Consultant 310-706-4450 ext. 255 bhain@ventwest.com Bill has more than 17 years experience in commercial finance and real estate valuation analysis. His appraisal knowledge provides an added dimension to the strategic counsel he is able to offer his commercial business clients. Bill is a Certified General Appraiser with the State of California.

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Jean-Marc Herrouin, Senior Loan Consultant Direct: 310-706-4456 Toll Free: 866-842-6364 jherrouin@ventwest.com Jean-Marc joined Venture West Funding in 2001.  During this time, Jean-Marc has been a solid contributor, consistently increasing his loan volume each year, and has established an extensive network of community partners, particularly real estate developers and investors.  In 2005, he originated 40 loans totaling over $50 million in Commercial, Multi-family and Single Family Residential loan volume.  For 2006, he is expected to once again exceed his previous loan volume of $50 million.  Prior to joining Venture West Funding, Jean-Marc had a successful 13-year career in real estate sales with Colliers Seeley International, specializing in commercial leasing and sales of freeway frontage properties.  While at Colliers Seeley, he was awarded the Largest Investment Transaction for his brokering of the $80 million sale of Centerpointe La Palma, a 600,000 square foot office project. Jean Marc earned his bachelor’s degree in finance and marketing from the University of Southern California. He is a supporter of The Tartikoff Foundation and a previous director, in which he organized fundraising events that generated more than $20 million for cancer research for the Revlon/UCLA Women's Cancer Research Program.

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Curtis Leviton, Jr. Loan Analyst 310-706-4450 ext. 272 Fax: 310-848-6003 cleviton@ventwest.com Curtis joined Venture West Funding in 2007 as a Loan Analyst/Salas Associate for Joe Mercado and specializes in the analysis of Commercial and Multi-Family properties. Always a pleasure to work with, he creates a friendly environment in the office and with clients. His drive and dedication assures that he has the most up to date knowledge of the market and can use that to provide the best service possible. Curtis has a Bachelor of Science Degree in Business Administration with an emphasis in Finance and Management from the University of California, Riverside. Curtis also holds a California Real Estate Brokers License.

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Sophia Lopez, Loan Consultant 310-706-4450 ext. 227 fax: 310-848-6021 sophia@ventwest.com As a seasoned Loan Consultant who also has extensive experience processing and underwriting purchase and refinance transactions for apartments, commercial and residential properties, Sophia Lopez offers her clients a unique understanding of how to structure loan programs in a way that maximizes their investments. Sophia is dedicated to working closely with brokers and borrowers on escrow, title and countless other transaction details, and prides herself on being instrumental in ensuring that transactions proceed as flawlessly as possible. Sophia attended the University of California, Los Angeles where she earned a bachelor's degree in political science with an emphasis on international relations. In addition, she holds a California Real Estate Sales License and is bilingual in English and Spanish.

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Joe Mercado, Senior Loan Consultant 310-706-4450 ext. 262 direct: 310-531-8364 fax: 310-848-6023 jmercado@ventwest.com Joe Mercado joined Venture West Funding in 2005, specializing in commercial and apartment lending. Through his consistent dedication, work ethic and ability in cultivating strong working relations with institutional lenders, Joe consistently surpasses expectations.  As an apartment owner, Joe not only understands the world of commercial finance, but also has a keen awareness of issues facing property owners. Joe is a true problem solver and dedicated to finding a tailored solution for each of his clients. His dedication to delivering superior service and competitive loan programs ensures client satisfaction. In addition, he holds a California Real Estate Sales License and is fluent in Spanish.

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Keith Oldham, Loan Sales Associate 310-706-4451 ext. 236 fax: 310-848-6002 koldham@ventwest.com Keith joined  Venture West Funding as an associate of Chris Hutchison, one of the company’s principals and top producers.  He specializes in the analysis of apartment, commercial, and single-family financing.  Prior to joining Venture West, Keith worked in residential real estate as a loan analyst and outside sales representative.      His dedication to clients and emphasis on commercial finance makes him a valuable asset to his team.   He understands the importance of establishing and maintaining healthy working relationships.   Keith earned his Business degree with an emphasis in Finance from the highly accredited Marshall School of Business at the University of Southern California.  He is also a licensed California real estate broker.

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Loren Tirone, Loan Analyst/Sales Associate 310-706-4454 fax: 310-848-6036 ltirone@ventwest.com Loren was born in Calcutta, India and has lived in various cities throughout the Midwest and East Coast. She moved to LA from Detroit two years ago when she joined Venture West Funding. She is currently working as an Associate of Brian Horner's, Principal and founding member of Venture West. Loren studied Business for a year at Loyola University Chicago in 2001 and went on to graduate summa cum laude with her Bachelors degree in Business Administration from the University of Detroit Mercy in 2005.  She is a licensed real estate professional and enjoys volunteering with Habitat for Humanity in her spare time. Loren is a self-motivated and incredibly driven individual. She attributes her sharp edge and forthright business practice to her private education and to her mother's strong moral fiber. She prides herself on her value system and believes that the key to success in this industry is honest hard work and a deep sensitivity to client's needs.

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Maggie Vineyard, Senior Sales Associate 310-706-4450 ext. 237 fax: 310-848-6032 mvineyard@ventwest.com Maggie Vineyard joined Venture West Funding in 2003. She is a loan associate of Chris Hutchison, one of the company’s principals and top producers. Their team specializes in multifamily and commercial lending. Over the past 3 years, they have funded an average of 70 + transactions with loan volume exceeding $84 Million annually. Prior to joining Venture West, Maggie had worked as a residential mortgage broker and loan processor for 3 years. Her extensive knowledge and background of both loan processing and origination enables her to tailor loan programs specific to each client's needs & streamline the application process. Her dedication to delivering superior service and competitive rates ensures client satisfaction. Maggie graduated Cum Laude from the University of the Pacific in Stockton, CA where she earned her bachelor's degree in business administration & marketing. She is a California Real Estate Licensee.

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Irvine Loan Consultants

Andy Bratt, Senior Sales Associate Direct: 949-417-2271 949-475-5573 x240 Fax 310-531-8365 abratt@ventwest.com Andy joined VWF in 2004 in the Construction Division underwriting, analyzing and originating construction loans. He has spent the last 3 years in income producing property specializing in apartment and commercial financing and has been involved in over $225 million in loan transactions. At Venture West Funding, Andy specializes in commercial (office building, mixed use, special purpose building, and land loans) and multi-family financing. His primary responsibilities are those of an analyst and loan originator seeing deals through from start to finish. Andy is dedicated to finding the best loan programs for his clients and to maintain long term relationships by providing excellent service and product knowledge. Andy attended Cal Poly Pomona on a basketball scholarship and graduated cum laude with a bachelors of science in Business Administration and an emphasis in sales and marketing. He holds his California Real Estate License.

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Greg Cieszko, Loan Consultant 949-475-5573 x330 fax: 310-531-8367 greg@ventwest.com Greg has been a member of the Venture West Funding team since 2002 and is dedicated to maintaining working relationships with all of his clients.  He specializes in apartment, commercial, and single-family financing.  He strives to make the loan application process as flawless as possible by consistently maintaining open lines of communication.   His primary goal is to maintain customer satisfaction with every client he works with.  Greg is a Graduate of California State University in Fullerton, CA with an emphasis in Business Management and has earned his California Board of State Real Estate License.

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Dave Meis, Apartment Loan Specialist 949-417-2275 949-475-5573 ext. 230 Fax: 310-531-8372 dmeis@ventwest.com Dave specializes in apartment lending, particularly hard-to-place multi-family transactions. In his established working relationships with various apartment lenders throughout Southern California and across the nation, Dave consistently delivers reliable transaction closings and secures the maximum loan-to-value on most loans. Dave is a true problem solver and dedicated to finding a tailored solution for each of his clients. His dedication to delivering superior service and competitive loan programs ensures client satisfaction. A graduate of California State University at Fullerton, Dave has earned his California Board of Real Estate License.

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Sam Nam, Director - Capital Markets 949-417-2285 Fax: 310-531-8377 snam@ventwest.com Sam began his professional career in structured real estate finance at Bank of America and Bankers Trust and went on to work in the securitization market for PricewaterhouseCoopers as a Manager in Washington, D.C and was then recruited by Pacific Life Insurance Company to work in the Commercial Real Estate Capital Markets group underwriting and arranging all types of commercial debt. During his 15 years career, Sam has arranged more the $3.0 billion in commercial real estate debt and managed a combined portfolio value of $5.5 billion. High profile loans include: Rockefeller Center in Midtown Manhattan, Donald Trump’s building in Downtown Manhattan, Westin St. Francis in Union Square of San Francisco, regional malls such as Fashion Valley in San Diego, resorts like the Phoenician in Scottsdale, AZ. Sam has also worked on construction lending, mezzanine and bridge lending, B-Notes, CMBS and REIT bond underwriting and valuation, and both buying and selling large securitized debts. As Director of Capital Markets, Sam is responsible for sourcing, structuring, and closing the financing of the company's new and existing valued clients. Sam's extensive background in structured finance allows every client to benefit by receiving the best financing terms, structures, and solutions available and delivering the comfort and peace of mind of executing and closing virtually any transaction. Sam graduated from California State University, Long Beach where he received his B.S. in Business Administration with an emphasis in Investment Finance and is a licensed California Real Estate Broker.